Credit Cards: Risky temptation or powerful tools? Both perhaps?

Some say “cut up your credit cards … it’s the only way.” Others say credit cards are a source of bankruptcy and misery. Some suggest freezing them in a block of ice! Some will try to tell you that using cash is the solution. That’s a misguided thought they cannot honestly defend.

Join us to learn practical strategies with which you can reduce and eliminate consumer debt.

Learn how to use your credit cards to eliminate 75% of the “ADHD tax.”

Learn how the proper use of credit, in general, will simplify and enhance your financial life.

When properly understood and used, learn how credit cards make our lives better.


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Richard Webster’s nearly four decades of navigating the field as a real estate entrepreneur have brought him a wealth of knowledge that his role as Rena-Fi’s CEO now brings to those who come into his orbit. 

He has grown to understand that success must be values-driven.  How we handle business and money has its roots in our often-subconscious feelings and drives. It’s critical to know the mechanics of handling money, but without the context of one’s values, and without an awareness of the emotional underpinnings of behaviors, success can be elusive.

Rick’s expertise in real estate and entrepreneurship derives from his varied career not just as a real estate broker helping close to 2000 people achieve their real estate goals, but also from owning and running mortgage brokerages, renovating and managing rental properties, and later working with foreclosure, short sale, and loan modification strategies.

At the core of everything he’s accomplished has been his empathy for the people he’s worked with, and his ability to teach. His motto has always been “It’s not just business, it’s personal”. 

In his capacity as CEO of Rena-Fi, Rick brings perspective, vision, and passion to an area of life he considers foundational—personal money management.